CRA Mortgage Loan Officer

3 weeks ago


Charlottesville, Virginia, United States Old Dominion National Bank Full time

The CRA Mortgage Loan Officer plays a vital role in assisting low-to-moderate income customers in underserved markets by discussing their home financing needs and recommending suitable mortgage loan products.

This position requires a deep understanding of the local affordable housing market and the ability to provide thoughtful solutions and guidance to low-income and first-time homebuyers.

The successful candidate will analyze applicants' financial status, work history, and credit to determine the feasibility of loan approval.

Key responsibilities include:

  • Meeting with applicants to obtain information for loan applications and answering questions about the process.
  • Working with processors and underwriters to resolve mortgage application problems.
  • Understanding FHLB Grant programs and other community second options.
  • Identifying client needs for bank products and services.
  • Establishing and maintaining referral sources in low-to-moderate and majority minority communities.
  • Complying with regulatory requirements, including loan disclosures within required timeframes.

This role operates in a professional office environment and requires sitting or standing at a computer station for extended periods.

Travel is required to client sites, off-site meetings, and other business-related outings.

Old Dominion National Bank is an equal opportunity employer and complies with all applicable laws governing nondiscrimination in employment.



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