VP - Credit Risk Oversight Manager
4 weeks ago
Welcome to PeoplesBank, a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engaging work environment. Our award-winning culture has earned us recognition as Best Place to Work and Best Local Bank.
As a key member of our Risk Management team, you will work with the First Vice President – Risk Oversight to establish and maintain a Credit/Financial Risk Management oversight program. This program will provide credit/financial risk monitoring, analysis, and reporting to aid in the early detection and mitigation of credit/financial risk within the organization.
Key Responsibilities:
- Collaborate with Lending and Finance areas to monitor and identify current and emerging credit/financial risks to the bank.
- Develop and implement an efficient process for gathering, monitoring, analyzing, and reporting credit/financial risk to the Business Line, Senior Management, and the Board of Directors.
- Develop and maintain core credit/financial risk analytics and monitoring framework, using internal and external data sources.
- Present risk metrics, trends, and limits to the Business Lines, Loan Committee, Audit and Risk Committee, and the Board of Directors.
- Oversee and manage credit/financial risk stress testing of loan portfolios on a macro and micro level.
Requirements:
- College degree in Finance, Accounting, or Risk Management preferred.
- 7+ years' experience in Financial/Business Risk Analysis, Commercial Lending, Portfolio Management, or Credit Analysis.
- Strong interpersonal communication and presentation skills.
- Experience working in a risk oversight role at a regulated bank.
Preferred Qualifications:
- Formal Credit Risk Training, CFA, or CRM certification.
- Advanced Excel skills and experience with LoanVantage, LogicManager, and Sisense.
Work Environment:
The working conditions and physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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