Chief Financial Risk Analyst
6 days ago
**About Enterprise Bank and Trust**
At Enterprise Bank and Trust, we are committed to helping individuals and businesses succeed. As a Senior Credit Analyst, you will play a vital role in our lending operations, providing analytical and administrative support to our commercial, commercial real estate, and consumer lending departments.
Responsibilities:
- Lead the credit analyst team and work directly with the Chief Credit Officer
- Mentor/training other credit analysts
- Conduct credit investigations, financial analysis, and manage loans
- Analyze financial statements and demonstrate comprehensive knowledge of theories, laws, and policies governing commercial credit, commercial banking, and banking policies
- Create comprehensive and concise analyses of the risks and mitigations associated with complex commercial loan requests
- Assess the financial condition of collateral guarantors and prepare sensitivity analyses
- Conduct market and industry analyses (customers, competitors, suppliers, and new entrants)
- Contribute to the development of policy and procedures that safeguard the Bank's commercial credit operations
- Propose alternative loan structures
- Oversee the completion of projects including planning, assigning, monitoring, and reviewing progress and accuracy of work, as well as evaluating results
**Requirements:**
- 5-7 years prior credit analysis experience
- Bachelor's Degree in Business, Finance, or Accounting preferred
- Expert computer skills, inclusive of experience with loan origination software and MS Office applications (specifically MS Word and Excel)
- Expert understanding of various business intelligence/database tools and applications
**What We Offer:
$120,000 - $150,000 per year, depending on experience
Enterprise Bank and Trust is an equal opportunity employer and welcomes applications from diverse candidates. We offer a competitive salary, benefits package, and opportunities for professional growth and development.
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