Universal Banker

3 weeks ago


Troy, New York, United States Saratoga National Bank & Trust Company Full time

Job Description

We are seeking a highly skilled and experienced professional to join our Troy Branch team as a Universal Banker. This role requires a strong focus on customer service, sales, and account management.

Key Responsibilities:

  • Provide exceptional customer service by anticipating and meeting customer needs.
  • Process transactions accurately and efficiently, balancing cash drawers and adhering to established cash limits and cash handling policies.
  • Meet with customers to discuss their financial needs, opening or modifying accounts to address their needs and maintain or expand customer relationships.
  • Research customer questions and direct problem resolution to maintain customer relationships.
  • Solicit new business, cross-sell company products and services, and support sales goals.
  • Comply with all federal, state, and local consumer protection laws governing loan origination, including the SAFE Act and SAFE Act registration and renewal rules.
  • Adhere to requirements pertaining to branch security, fraud prevention, and the Bank Secrecy Act.

Requirements:

  • Associates degree or equivalent experience required.
  • 4-6 years of customer service experience required, with experience in a financial institution preferred.
  • Ability to achieve NMLS certification and Signature Guarantee certification.
  • Strong communication skills, both written and verbal, with the ability to work with customers, coworkers, and management.
  • Quality problem-solving skills, with the ability to work independently and as part of a cooperative work team.
  • Proficient in Microsoft Office Suite, with the ability to work with other programs and bank-related software.

What We Offer:

  • Competitive compensation, including potential bonus and incentives.
  • Paid vacation, sick time, and holidays.
  • Medical, dental, and vision insurance, and a flexible spending plan.
  • Multiple retirement plans, including 401(k), pension, and employee stock ownership.
  • Education and tuition reimbursement.
  • Employee assistance program for employees and their immediate family members.

We are an equal opportunity employer and welcome applications from diverse candidates.


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