Commercial Credit Manager Lead
4 weeks ago
Job Summary:
The Commercial Credit Manager Lead oversees commercial and industrial (C&I) and commercial real estate (CRE) credit underwriting and monitoring for North Shore Bank. This role manages a staff of credit analysts and ensures timely underwriting of commercial credit requests.
Key Responsibilities:
- Communicate with lenders to monitor and efficiently manage the workflow, including distribution of loan committee agendas.
- Determine necessary documentation to support credit decisions.
- Supervise and analyze business and personal financial statements with an emphasis on detailed balance sheet and cash flow analysis.
- Serve as a technical resource to other staff members in all areas of credit and collections.
- Prepare and distribute management and board reports.
- Decide commercial applications and ACH/RDC requests within authority level.
- Train staff on commercial credit and maintain loan-grading system.
- Provide ongoing monitoring and management of the commercial loan portfolio for credit risk.
Requirements:
- Appropriate business degree from an accredited college or university.
- Minimum 10 years' experience in commercial loan underwriting.
- Commercial loan workout experience preferred.
- Experience with Baker Hill software a plus.
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