Mortgage Sales Representative

4 weeks ago

New York, New York, United States Wells Fargo Full time
About this role:

Wells Fargo is seeking a skilled Mortgage Sales Representative to join our team. In this role, you will be responsible for soliciting residential mortgages from various sources and producing high-quality loans that meet our compliance standards.

Key Responsibilities:

  • Participate in soliciting residential mortgages from various sources
  • Produce high-quality loans that are compliant and provide excellent customer service
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
  • Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
  • Stay informed of mortgage industry trends and developments in the assigned market
  • Present recommendations for producing loans and exercise independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
  • Understand real estate appraisals, title reports, and real estate transactions
  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
  • Analyze and offer mortgage loan products based on client needs
  • Review and analyze low to moderately complex financial and credit data
  • Match customer needs with an appropriate loan program and level of risk
  • Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures
  • Maintain high standards of client satisfaction and quality by ensuring timely and proactive customer communication
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, and procedures, and underwriting requirements

Requirements:

  • 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Experience in Mortgage Retail Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education (for Europe, Middle East & Africa only)

Benefits:

  • Comprehensive set of benefits, including health benefits, 401(k) Plan, paid time off, disability benefits, life insurance, critical illness insurance, and accident insurance
  • Parental leave, critical caregiving leave, discounts and savings, commuter benefits, tuition reimbursement, scholarships for dependent children, and adoption reimbursement

Wells Fargo is an equal opportunity employer.

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