Commercial Loan Specialist
3 weeks ago
As a Commercial Loan Specialist at First Citizens Bank, you will be responsible for managing commercial credit quality by providing expertise in structuring and documenting new and renewal commercial credits. You will identify and gather relevant information to control the Bank's documentation risk, advise on appropriate loan and collateral structures, and act as a liaison between Commercial Bankers, Credit Underwriters, and Approvers.
Key Responsibilities:
Coordinate all aspects of the commercial loan closing process and prepare all documentation to ensure accuracy, completeness, and compliance with Bank standards and regulations.
Collect due diligence needed to close loans in accordance with approval and communicate with the appropriate party to resolve deficiencies.
Engage all appropriate parties within the Bank and outside counsel and other 3rd party agents as required to ensure portfolios are supported with all necessary documentation, evaluations, and other crucial information.
Identify risk through review of loan documentation, approval, regulation, and policy requirements and communicate identified risks and offer solutions.
Monitor the construction process for assigned loans and assist management with additional tasks related to the commercial loan process as needed.
Requirements:
Bachelor's Degree AND 2 years of experience in Commercial Loan Documentation OR High School Diploma or GED AND 6 years of experience in Commercial Loan Documentation.
Travel Requirements:
This role requires full-time availability to travel to Coral Gables. Remote opportunities are NOT available for this position at this time.
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