Life and Disability Underwriter Manager

4 weeks ago

Portland, Maine, United States UnitedHealthcare Full time
Life and Disability Underwriting Manager

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities, and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable, and equitable.

Our Key Accounts Team in Employer & Individual is responsible for strategies, sales, underwriting, account management, and overall profitability. The Manager Life and Disability Underwriter will evaluate risk characteristics for new business as well as renewals (existing business) for Life, Disability, and Supplemental Health products for customers under 5,000 eligible employees utilizing prior claims experience and manual rates.

The Manager Underwriting will conduct detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of each group customer. This individual will show superior technical knowledge, including sound decision making with critical and analytical skills.

You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges.

Key Responsibilities:

  • Underwrites new business quotes by analyzing plan design, demographics, and experience information to establish profitable and competitive premium levels
  • Analyzes risk by running manual rate calculations and preparing experience-rated quotes
  • An ability to think analytically about business problems, make recommendations, and propose solutions
  • Underwrites renewals by reviewing current plan's premium history, claims history, and company financial condition to determine appropriate renewal action
  • Prices and offers plan changes, produces experience analysis, and responds to inquiries from the Sales team, broker, customer, and other partners
  • Manages, trains, and coaches team members

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Requirements:

  • 7+ years of experience in Life, Disability, and Supplemental Health underwriting (manual and experience rating)
  • 2+ years of direct or indirect management experience (can be mentoring)
  • Experience with groups of up to 5,000 lives
  • Proficiency with MS Office Suite (including Word, Excel & Teams)
  • Experience successfully collaborating with internal and external partners to develop appropriate case strategies

Preferred Qualifications:

  • Proficient knowledge of products, including product, plan designs, pricing, and various funding arrangements
  • A financial mindset to help make the best decisions
  • High energy self-starter, who is resilient and has an entrepreneurial spirit
  • Demonstration of solid time, organizational, and desk management skills
  • Goal-oriented and delivers outcomes

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, Washington, or Washington, D.C. Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors, including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as a comprehensive benefits package, incentive and recognition programs, equity stock purchase, and 401k contribution (all benefits are subject to eligibility requirements).

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location, and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

By applying, you consent to your information being transmitted by Disability Solutions to the Employer, as data controller, through the Employer's data processor SonicJobs.

  • Product Manager

    4 weeks ago

    South Portland, Maine, United States American United Life Ins Co Full time

    Job DescriptionAt American United Life Ins Co, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to...

  • Network Partnerships Account Manager

    3 weeks ago

    Portland, Maine, United States Sun Life Full time

    Job Title: Account Manager, Network PartnershipsAbout the Role:We are seeking a highly skilled Account Manager to spearhead the management of key leased network partner relationships. As a key member of our team, you will be responsible for ensuring client retention, identifying growth opportunities, and optimizing revenue streams.Key Responsibilities:*...

  • Sales and Account Manager

    4 weeks ago

    Portland, Maine, United States OneMain Financial Full time

    Empowering Customers through Financial SolutionsAt OneMain Financial, we're dedicated to providing responsible access to credit for hardworking Americans. As a Consumer Loan Sales Specialist, you'll play a vital role in empowering customers by listening to their needs and offering personalized financial solutions.Key Responsibilities:Deliver results-driven...

  • Veterans Disability Hearing Attorney

    4 weeks ago

    Portland, Maine, United States JACKSON & MacNICHOL Full time

    About the RoleJackson & MacNichol is a family-owned law firm with a passion for guiding individuals through the legal process. We are seeking a highly skilled and dedicated Veterans Disability Hearing Attorney to join our team.Job SummaryWe are looking for a talented attorney to represent veterans in disability hearings. The ideal candidate will have a...

  • Personal Lines Account Manager

    4 weeks ago

    Portland, Maine, United States United Insurance Full time

    Job Title: Personal Lines Account ManagerWe are seeking a highly skilled and motivated Personal Lines Account Manager to join our team at United Insurance.Job SummaryThe Personal Lines Account Manager will be responsible for maintaining a high level of customer service to retain established accounts and to solicit new business as opportunity presents...

  • Real Estate Development Officer

    3 weeks ago

    Portland, Maine, United States Avesta Full time

    Avesta Housing seeks a skilled and experienced professional to manage the development and rehabilitation of affordable multi-family rental housing in Maine and New Hampshire.About the RoleThis is a full-time position that will be based at Avesta's Portland headquarters, with opportunities for hybrid work in the future. The successful candidate will have a...

  • Commercial Lines Account Manager

    4 weeks ago

    Portland, Maine, United States United Insurance Full time

    Job Title: Commercial Lines Account ManagerAt United Insurance, we are seeking a highly skilled Commercial Lines Account Manager to join our team. As a key member of our sales team, you will be responsible for maintaining a high level of customer service to retain established accounts and solicit new business opportunities.Key Responsibilities:Maintain a...

  • Mortgage Loan Officer

    3 weeks ago

    Portland, Maine, United States Evernorth Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at Evernorth. As a key member of our Community Investments department, you will be responsible for originating, underwriting, and closing loans for affordable housing projects in the northern New England region.Key ResponsibilitiesOriginate, underwrite, and close loans for...

  • Commercial Credit Risk Analyst

    4 weeks ago

    Portland, Maine, United States Mascoma Bank Full time

    Commercial Credit Analyst IIAt Mascoma Bank, we're dedicated to making a positive impact on our communities, employees, and environment. As a Commercial Credit Analyst II, you'll play a crucial role in assessing commercial loan risk and communicating effectively with stakeholders.Key Responsibilities:Analyze financial information for current and prospective...

  • Commercial Lines Account Manager

    4 weeks ago

    Portland, Maine, United States United Insurance Full time

    Job Title: Commercial Lines Account ManagerAt United Insurance, we are seeking a highly skilled and experienced Commercial Lines Account Manager to join our team. As a key member of our sales and service team, you will be responsible for maintaining a high level of customer service to retain established accounts and to solicit new business as opportunity...

  • Employee Benefits Account Management Executive

    4 weeks ago

    Portland, Maine, United States Jobot Full time

    Job Title: Employee Benefits Account Management ExecutiveAbout the Role:We are seeking a highly skilled Employee Benefits Account Management Executive to join our team at Jobot. As a key member of our Major Accounts Division, you will be responsible for managing key relationships with our most complex clients, providing strategic direction, and delivering...

  • Employee Benefits Account Management Executive

    4 weeks ago

    Portland, Maine, United States Cross Insurance Full time

    Job Title: Employee Benefits Account Management ExecutiveJob Summary:The Cross Family of Agencies is seeking a highly skilled Employee Benefits Account Management Executive to join our team. As a key member of our Major Accounts Division, you will be responsible for managing complex client relationships, developing and implementing high-level employee...

  • Data Analyst

    3 weeks ago

    Portland, Maine, United States Sun Life Full time

    Unlock the Power of Data Science at Sun LifeAs a Data Scientist at Sun Life, you will play a critical role in driving business outcomes across the Health and Risk Solutions business. You will work with dynamic colleagues who are experts in their fields and are eager to share their knowledge with you. Your leaders will inspire and help you reach your...

  • Commercial Lines Assistant Account Manager

    4 weeks ago

    Portland, Maine, United States Cross Insurance Full time

    Job Title: Commercial Lines Assistant Account ManagerThe Cross Family of Agencies is seeking a highly skilled Commercial Lines Assistant Account Manager to join our team. As a key member of our commercial lines staff, you will provide support to our Account Managers while building strong relationships with customers, underwriters, and industry...

  • Senior Account Manager, Business Insurance Specialist

    4 weeks ago

    Portland, Maine, United States Marsh LLC Full time

    Senior Account Manager, Business Insurance SpecialistAward-winning, inclusive, Top Workplace culture is built on the hard work of extraordinary people. As a Senior Account Manager on our Business Insurance team, you'll collaborate with our sales team, clients, and insurance carrier underwriters to grow and retain clients. You'll act as a client consultant,...

  • Insurance Sales Professional

    4 weeks ago

    Portland, Maine, United States Maine Insurance Agents Association Full time

    Are you looking for a challenging career opportunity in sales? United Insurance is seeking an experienced Insurance Sales Professional to join their team in Portland, Maine. As an Insurance Sales Professional, you will be responsible for soliciting new business and retaining established accounts, working closely with the Account Manager. Key...

  • Diagnostic Imaging Specialist

    4 weeks ago

    Portland, Maine, United States UPMC Life Changing Medicine Full time

    UPMC Life Changing Medicine is seeking a skilled Diagnostic Technologist to enhance their team of medical professionals.This position will work varying shifts to support department needs, performing imaging procedures at an advanced level with minimal supervision. The ideal candidate will possess independent judgment, ingenuity, and initiative to apply...

  • Elder Life Specialist

    4 weeks ago

    Portland, Maine, United States Maine Medical Center Full time

    Job Summary We are seeking an experienced Elder Life Specialist to join our team at Maine Medical Center. The successful candidate will be responsible for evaluating and enrolling elderly inpatients at high risk of developing complications in hospital. Under the supervision of the Geriatrics Manager, the Elder Life Specialist will assist in training and...

  • Medical Consultant Expert

    3 weeks ago

    Portland, Maine, United States Unum Full time

    At Unum, we're committed to helping our customers thrive, and we're looking for a skilled Medical Consultant to join our team.This role is responsible for providing expert medical analysis of claims files and underwriting applications across Unum's US product lines. The successful candidate will provide high-quality, timely, and efficient medical...

  • Insurance Professional

    3 weeks ago

    Portland, Maine, United States Maine Insurance Agents Association Full time

    United Insurance is seeking a highly motivated and detail-oriented Insurance Professional to join their team in Portland, Maine. As a Personal Lines Account Manager, you will be responsible for maintaining a high level of customer service to retain established accounts and to help acquire new accounts.Key Responsibilities:Maintain a professional connection...