Senior Credit Portfolio Manager

5 days ago


Minneapolis, Minnesota, United States MidCountry Bank Full time

**Job Overview:**

We are seeking a highly experienced Senior Credit Portfolio Manager to join our Commercial Lending team at MidCountry Bank. As a key member of our team, you will be responsible for managing the credit process, overseeing a group of credit analysts, and partnering with bankers to recommend loan structures that meet the needs of customers while ensuring the best deal structure for the bank.

**Salary:** $120,000 - $180,000 per year, depending on experience.

**Responsibilities:)

  • Credit Process Management: Optimize team talents by providing leadership and coaching to credit analysts and Credit Officer; establish clear goals that tie to the vision and mission of the business; determine staffing needs; recruit, hire, and onboard talent; document and conduct annual performance review process duties on time.
  • Commercial Underwriting: Provide credit expertise and direction to bankers and credit analysts with credit analysis, underwriting, loan structure, and collateral evaluation prior to credit approval; decision credit action requests within approved authority and in compliance with the Bank's Credit Policy, procedures, and guidelines in a timely manner and based on the risk-taking philosophy of the bank.
  • Loan Portfolio Monitoring: Monitor and identify past dues, non-performing assets, problem assets, and collections, concentrations, lending activities, impairment, and portfolio trends; monitor and work with lenders in clearing documentation exceptions; monitor and work with lenders and special assets staff in managing delinquent loans, reducing non-performing assets (NPA), and criticized asset levels.
  • Regulatory Compliance: Participate in credit review committees and regulatory examination processes; ensure that the risk-taking philosophy of the Bank and its lending strategies are adhered to; follow up on Loan Review and Internal Audit findings and recommendations to be sure underwriting processes and practices are corrected as appropriate and directed.

**Requirements:**

  • Bachelor's Degree or equivalent required; Master's Degree or equivalent preferred.
  • 8+ years of progressively responsible related credit experience with knowledge of commercial lending and at least 2 years of leadership experience.


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