Portfolio Manager/Commercial Underwriter

3 days ago


Houston, Texas, United States BankTalent HQ Full time
{"title": "Portfolio Manager/Commercial Underwriter", "description": "Job Summary

At BankTalent HQ, we are seeking a skilled Portfolio Manager/Commercial Underwriter to join our International Banking team in Houston, TX. As a key member of our team, you will be responsible for managing all steps of the credit approval process, preparing credit memos, and monitoring assigned portfolios for delinquency and risk.

Key Responsibilities
  • Manage the credit approval process, including analyzing financial statements, market risks, and guarantor information.
  • Prepare credit memos that determine the credit worthiness of companies, adhering to credit policies, guidelines, and regulatory requirements.
  • Monitor assigned portfolios for delinquency, matured loans, collateral, and financial statement monitoring.
  • Interact with customers, peers, credit officers, and management to provide excellent customer service and support.
  • Stay informed of financial and market trends in the portfolio and analyze their impact on the portfolio.
  • Identify and proactively manage deteriorating credits and other problem situations.
Requirements
  • Bachelor's degree in Finance, Accounting, Business, or a related field.
  • 2+ years of commercial loan underwriting and credit experience or equivalent combination of education and experience.
  • Knowledge of various types of loans, credit analysis, spreading, and analyzing financial statements, risk analysis, credit monitoring, risk administration, loan documentation, etc.
  • Formal credit training preferred.
  • Knowledge of banking products, services, policies, procedures, and regulations.
  • Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
  • Excellent customer service, relationship, organizational, analytical, reasoning, and creative problem-solving skills.
  • Ability to meet deadlines and work in a fast-paced environment.
What We Offer
  • Competitive compensation and benefits package.
  • Opportunities for professional growth and development.
  • A dynamic and supportive work environment.
  • Recognition and rewards for outstanding performance.
", "lang_code": "en"}

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