Mortgage Loan Officer
3 weeks ago
We are seeking a highly skilled Mortgage Loan Officer to join our team at Navy Federal Credit Union. As a Mortgage Loan Officer, you will be responsible for interviewing and counseling members about first mortgage loans, taking mortgage loan applications, and guiding members through the loan closing process.
Key Responsibilities:
- Analyze referred loans for areas of concern and determine the proper course of action.
- Determine and advise members on approved loan conditions and documentation requirements.
- Ensure progress and inclusion of required mortgage processing information.
- Maintain contact with the member, Realtor, and/or seller during the entire loan process.
- Monitor mortgage loan process and ensure compliance with Federal laws and Navy Federal, NCUA, and secondary market practices, guidelines, and regulations.
Requirements:
- Ability to work effectively and efficiently with automated systems.
- Familiarity with accounting, credit, and/or lending principles and techniques.
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking, or financial institution.
- Exposure to lending application and approval process.
- Familiarity with mortgage lending concepts and principles.
- Familiarity with banking/financial industry standards and practices.
Preferred Qualifications:
- Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems.
- Working knowledge of mortgage/equity loan processing, closing, and documentation requirements and regulations.
- Familiarity with mortgage lending requirements, regulations, and procedures for VA and conventional loan programs.
About Us:
Navy Federal Credit Union provides a meaningful career experience, including a culture that is energized, engaged, and committed, and a fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Equal Employment Opportunity:
Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans.
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