Home Financing Consultant

5 days ago

Wytheville, Virginia, United States First Community Bancshares Full time

About Our Team

At First Community Bank, we value diversity, inclusion, and teamwork. Our employees are passionate about delivering exceptional customer service and making a positive impact in our community.

Your Role

We're seeking an experienced Mortgage Professional to join our dynamic team. As a Mortgage Professional, you'll be responsible for developing relationships with real estate professionals, builders, and existing customers, and promoting our mortgage products to the community.

Key Responsibilities

  • Develop and maintain relationships with real estate professionals, builders, and existing customers
  • Promote and participate in educational housing seminars and special community events
  • Actively identify and refer cross-sell opportunities for bank products to the branch team
  • Cultivate solid relationships with commercial lenders, small business lenders, and branch staff for referrals
  • Personally interview loan applicants and provide counseling/assistance to help clients qualify for financing
  • Thoroughly complete each loan application in an accurate and timely manner, followed by the completion and required compliance delivery of the loan estimate and other disclosures
  • Submit a complete and clean loan file to underwriting with all documentation necessary for approval
  • Communicate approval or denial to the borrower in a timely manner
  • Maintain contact with the borrower after closing to maintain good customer service and potential future business

Requirements

  • Bachelor's degree in a related field or equivalent education and experience
  • Two years of banking experience in mortgage lending or a related field
  • Ability to learn and retain complex information with strong attention to detail and organizational skills
  • Demonstrated proficiency in computer skills applicable to a business environment
  • Strong verbal and written communication skills
  • Ability to meet deadlines while working independently
  • Strong sales and customer service skills
  • Ability to travel, occasionally overnight

Salary Range

The estimated salary for this role is $65,000 - $85,000 per year, depending on experience.

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