Commercial Credit Finance Professional
4 days ago
We are seeking a highly skilled Commercial Credit Finance Professional to support our lenders in providing critical credit analysis services. This role involves assessing the financial health of borrowers, preparing comprehensive credit reports, and ensuring compliance with our credit policies and procedures.
The ideal candidate will have a strong understanding of financial statement analysis, risk assessment, and credit policy. They will be able to interpret financial ratios and trends, prepare detailed reports, and provide recommendations to Loan Officers on loan approval or denial.
Key Responsibilities- Analyze financial data of prospective and current borrowing accounts, identifying key financial ratios and trends.
- Prepare detailed written reports evaluating the short and long-term prospects of businesses or individuals.
- Provide recommendations to Loan Officers on loan approval or denial, documenting these recommendations thoroughly.
- Maintain up-to-date borrower profiles by collecting and monitoring interim and annual financial statements.
- Ensure compliance with our credit policies and procedures, providing timely and accurate reporting as assigned.
- Minimum 5 years of experience as a Credit Analyst in a banking environment.
- Strong understanding of financial statement analysis and risk assessment.
- Ability to interpret financial ratios and trends, prepare detailed reports, and provide recommendations.
- Excellent organizational and communication skills, with high attention to detail and accuracy.
- Advanced Excel skills and familiarity with financial analysis software.
We offer a supportive work culture, opportunities for professional growth, and a competitive salary and benefits package. Our team is passionate about delivering high-quality credit analysis and contributing to the success of businesses in their community.
This position offers a unique opportunity to join a dynamic organization that values innovation, integrity, and customer satisfaction. If you are a motivated and detail-oriented professional with a passion for finance, we encourage you to apply.
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