Mortgage Underwriter

We are seeking a highly skilled Mortgage Underwriter to join our team at Finance of America Companies Inc. As a Mortgage Underwriter, you will be responsible for evaluating and analyzing loan packages to ensure investment quality loan products.

• Evaluate and analyze loan packages, including credit and collateral documentation, to ensure investment quality loan products.
• Work with loan originators to structure loans and ensure salability of packages.
• Check accuracy of calculations and analyze income using personal and/or corporate tax returns of all borrowers.
• Consult with processing and funding departments to ensure all underwriting conditions are met prior to loan closing.
• Assist with curing deficiencies in loan files as a result of failure to meet investor, FHA, VA, repurchase and/or Company guidelines.
• Maintain accuracy and competency in utilizing the Company's system of record for automated underwriting of loan files.
• Utilize and comply with all automated underwriting certifications for any loans approved in system.
• Communicate loan decisions both verbally and in writing in format approved by Company.
• Exercise discretion and utilize exceptional analytical abilities to detect discrepancies in documentation and/or information in order to protect Company from fraudulent practices.
• Responsible for prudent and timely underwriting of loans in accordance with Company and investor guidelines by ensuring that Company turn times are met and/or exceeded.

• High School Diploma
• 3 to 5 years' experience in the mortgage industry
• 1 to 3 years' Reverse DE experience
• Current knowledge of industry guidelines and procedures as well as federal, state and local regulations
• DE Approval and CHUMS number
• Knowledge of mortgage underwriting
• Analytical skills
• Detail oriented
• Highly organized
• Multi-tasking and prioritization skills necessary
• Ability to work in a fast paced environment under time constraints
• Ability to organize and coordinate projects
• Excellent customer service skills
• Ability to adapt to change quickly
• Knowledge of Microsoft Office
• Strong interpersonal skills and must be a team player
• Excellent communication skills both written and verbal