Credit Analyst

Job Description

Position: Credit Analyst

Location: California

Employment Type: Full-Time

Join our esteemed financial institution in California, dedicated to providing tailored financial solutions and fostering strong client relationships. We are currently seeking a detail-oriented Credit Analyst to join our dynamic team. In this role, you will collaborate closely with various departments to assess creditworthiness, analyze financial data, and ensure compliance with our bank’s lending policies and regulations.

Key Responsibilities for Credit Analyst:

• Conduct thorough credit analyses and risk assessments on commercial loan applications.
• Collaborate with Loan Officers and management to gather necessary financial information and ensure accuracy of credit files.
• Prepare detailed credit proposals and recommendations for loan approval or modification.
• Monitor and manage existing loan portfolios to identify risks and opportunities.
• Participate in loan committee meetings to present and defend credit proposals.

Qualifications for Credit Analyst:

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Minimum of 1-3 years of experience in credit analysis within a financial institution.
• Strong analytical skills with the ability to interpret complex financial data.
• Knowledge of commercial lending practices, loan documentation, and regulatory compliance.
• Excellent communication skills to interact effectively with internal stakeholders and clients.

Benefits for Credit Analyst:

• Competitive salary and performance-based bonuses.
• Comprehensive health, dental, and vision insurance plans.
• Retirement savings plan with employer matching.
• Generous paid time off and holiday schedule.
• Professional development opportunities, including continuing education and training programs.
• Supportive and collaborative work environment that values work-life balance.

How to Apply for this Credit Analyst Position: Apply here or submit your confidential resume to bryson.griffith@gogpac.com.

If you are a dedicated professional looking to advance your career in credit analysis within the vibrant California market, we invite you to apply and join our team. Your expertise will contribute to our mission of delivering exceptional financial services and building lasting client partnerships. Apply now and be part of our commitment to excellence in banking.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

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