Senior Manager, Credit Risk Analytics

2 weeks ago

Carrollton, United States Community Choice Financial Family of Brands Full time
Overview

Senior Manager, Credit Risk Analytics

Carrollton, TX

Position Summary

The Senior Manager of Credit Risk Analytics is responsible for becoming a leader within the Credit Risk organization while growing and enhancing the Company's portfolio performance. You will design, develop and maintain risk models and quantitative strategies that support the customer approval process, decision engine logic, and overall customer risk management. In this position, you will collaborate regularly with Operations, Finance, Data Team and Product Management teams to collect & analyze large sets of data, develop and conduct analyses, build models, design underwriting strategies, and make recommendations to manage customer risk, maximize revenue, improve margins, and create significant value for the business.

Responsibilities

  • Build and refine credit risk strategies for lending products, continuously improving approval criteria, credit limit cut offs, and overall performance.
  • Present clear and actionable business strategies to senior management, ensuring alignment with company objectives.
  • Use data analytics to identify trends in portfolio performance, offering strategic recommendations to optimize risk in line with company goals.
  • Develop code and execute queries to extract, manage and analyze existing data.
  • Design strategies (and tests) to constantly refine risk models, decision engine logic and pricing parameters.
  • Create the necessary reporting and monitoring processes to track portfolio performance of underwriting models and strategies.
  • Collaborate with cross-functional teams to uncover new insights from data, recognize patterns, and present recommendations to the Executive team.
  • Undertake ad-hoc analysis as needed to support business objectives.
Qualifications
  • 3+ years' experience in the unsecured lending space
  • Advanced degree in a highly quantitative field (e.g., Statistics, Mathematics, Economics, Information Systems, etc.)
  • Numbers focused background and strong analytical skills including experience with analytical software, e.g. SQL, Python. Enjoy solving complex business problems.
  • 6+ years in decision analytics, risk modeling and/or predictive statistics related functions
  • Proficient with the use of advanced statistical analysis software and capabilities (fluency in at least two of the following: R, Python, SAS, SQL, PowerBI)
  • Strong experience with data architecture, data mining and data integration
  • Ability to conduct extensive data research and handle large datasets
  • Experience in Subprime Unsecured Lending, FinTech, Risk Management, etc.
  • Exposure to managing Unsecured Loan Portfolio (BIG plus)
  • Ability to communicate complex ideas concisely, in both written & oral formats
What We Offer

Our Benefits Include*
  • Flexible Paid Time Off
  • A comprehensive new hire training program
  • Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development
  • Performance-based career advancement
  • Multiple coverage choices for medical insurance, all include free telemedicine and medical spending account (HSA/FSA) options
  • Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program
  • Company-Sponsored Life and AD&D Insurance
  • Voluntary benefits, including dental, vision, short-term and long-term disability plans, accident, critical illness, hospital confinement insurance, and even pet insurance
  • Diverse Culture and Inclusive Environment
  • A relaxed, business casual dress code that includes jeans and sneakers


*Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.

Our Workplace Awards and Recognition

We are honored to be recognized as a Military Friendly Employer for 2022, 2023, and 2024, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023 and 2024.

About Us

The Community Choice Financial® Family of Brands ("CCF" or the "Company"), is one of the largest consumer specialty finance organizations in the U.S. We provide our Customers, Team Members, and Communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial® is the parent company to brands including Cash 1®, Check Into Cash®, CheckSmart®, Easy Money®, InstaLoan®, Rapid Cash® and Speedy Cash®, TitleBucks®, and TitleMax®. We are steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most.

The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.

Important: The Community Choice Financial® Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com, @titlemax.com, or @titlemax.biz. In-store positions are in-person only.

The Community Choice Financial® Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.

#INDCORP

  • Senior Manager, Credit Risk Portfolio Strategist

    4 weeks ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job SummaryWe are seeking a highly skilled Senior Manager, Credit Risk Portfolio Management to join our team at Community Choice Financial Family of Brands. As a key member of our Credit Risk organization, you will be responsible for leading the development and implementation of risk models and strategies that support our customer approval process and...

  • Senior Risk Analyst

    3 weeks ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job SummaryWe are seeking a highly skilled Senior Risk Analyst to join our team at Community Choice Financial Family of Brands. As a Senior Risk Analyst, you will be responsible for designing, developing, and maintaining complex statistical models that support credit risk and collections for our consumer loan products.Key ResponsibilitiesOrganize and...

  • Credit and Collections Manager

    3 weeks ago

    Carrollton, Texas, United States DuraServ Full time

    Job SummaryThe Accounts Receivable Manager, Credit & Collections is responsible for leading and managing the credit and collections functions within the AR department. This role involves developing and implementing credit policies, overseeing the collections process, and managing customer relationships to optimize cash flow and minimize bad debt. The...

  • Credit Account Manager

    2 days ago

    Carrollton, United States McLane Company Full time

    McLane is one of the largest and most stable supply chain services leaders in the United States. We've been at the forefront of delivering retail and restaurant solutions for convenience stores, mass merchants, drug stores, and chain restaurants for over 125 years. Our vision is to be an agile, innovative, and unified supply chain partner that delivers a...

  • Agricultural Credit Specialist

    4 weeks ago

    Carrollton, Georgia, United States AgSouth Farm Credit Full time

    Agricultural Credit SpecialistWe are seeking a skilled Agricultural Credit Specialist to join our team at AgSouth Farm Credit. This role involves providing sound agricultural credit to current and prospective customers, adhering to Association policies and procedures. The successful candidate will build business development strategies, develop customer...

  • Senior Risk Assessment Specialist

    3 weeks ago

    Carrollton, Texas, United States USI Holdings Corporation Full time

    Job Summary:USI Holdings Corporation is seeking a highly skilled Senior Risk Assessment Specialist to join our team. As a key member of our underwriting team, you will be responsible for assessing large risks of a complex nature, developing and negotiating premiums, and managing relationships with brokers and carriers. If you have a strong background in...

  • Senior Software Engineer

    4 weeks ago

    Carrollton, Texas, United States Avenu Insights & Analytics Full time

    Job Title: Senior Software DeveloperWe are seeking a highly skilled Senior Software Developer to join our team at Avenu Insights & Analytics. As a key member of our software delivery team, you will be responsible for designing, developing, and deploying high-quality, scalable, and reliable SaaS solutions.Key Responsibilities:Design and develop software...

  • Senior Portfolio Manager

    4 weeks ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    pbJobSummary/b/ppWeareseekingahighlyskilledSeniorManagertoleadourCreditRiskPortfolioManagementteam.Asakeymemberofourorganization,youwillberesponsiblefordevelopingandimplementingriskmodelsandstrategiestosupportourcustomerapprovalprocessandoverallriskmanagement./ppbKeyResponsibilities/b/pulliDesignanddevelopriskmodelsandquantitativestrategiestosupportcustomera...

  • RN Risk Manager

    3 days ago

    Carrollton, United States Pine Knoll Nursing & Rehabilitation Center Full time

    Pine Knoll Nursing & Rehabilitation Center - We are seeking an experienced RN Risk Manager to oversee all aspects of operating a unit within a health care facility, from supervising nursing staff to monitoring patient care. Extensive clinical experience a must, prior administrative experience and training in both nursing and administration. Alternate...

  • Senior EHS Manager

    2 months ago

    Carrollton, United States Southwire Company Full time

    Southwire Job DescriptionJob Summary/Objective:As the Senior Manager, EHS at Southwire, you will provide pivotal safety leadership, leading a diverse workforce through best-in-class strategies, programs, and processes at our level one site. Leading our Culture of Zero, you are tasked with developing, implementing, directing, and enforcing EH&S procedures,...

  • Senior EHS Manager

    2 months ago

    Carrollton, United States Southwire Company Full time

    Southwire Job DescriptionJob Summary/Objective:As the Senior Manager, EHS at Southwire, you will provide pivotal safety leadership, leading a diverse workforce through best-in-class strategies, programs, and processes at our level one site. Leading our Culture of Zero, you are tasked with developing, implementing, directing, and enforcing EH&S procedures,...

  • Senior Living Director

    4 weeks ago

    Carrollton, Texas, United States Sagora Senior Living Inc. Full time

    Job SummaryWe are seeking a compassionate and experienced Resident Services Director to lead our team at Sagora Senior Living Inc. The ideal candidate will have a strong background in nursing and management, with a passion for delivering exceptional care to seniors.Key Responsibilities:Oversee the recruitment, hiring, training, and supervision of caregivers...

  • Senior Manager, EHS

    3 weeks ago

    Carrollton, United States Southwire Company LLC Full time

    A leader in technology and innovation, Southwire Company, LLC is one of North America’s largest wire and cable producers. Southwire and its subsidiaries manufacture building wire and cable, utility products, metal-clad cable, portable and electronic cord products, OEM wire products and engineered products. In addition, Southwire supplies assembled...

  • Senior Manager, EHS

    4 weeks ago

    Carrollton, Texas, United States Southwire Company, LLC Full time

    Job SummaryAs the Senior Manager, EHS at Southwire Company, LLC, you will lead a diverse workforce through best-in-class strategies, programs, and processes at our level one site. Your goal is to ensure compliance with regulatory and company requirements and to minimize EH&S risks to the company, its team members, the environment, and the communities where...

  • Senior Software Development Manager

    3 weeks ago

    Carrollton, Texas, United States Vendor Resource Management Full time

    Job SummaryThe Senior Development Manager is responsible for overseeing and coordinating the people, resources, and processes required to deliver new software or upgrade existing products meeting VRM needs. In addition, when needed, the Senior Development Manager will perform hands-on development tasks, including software design/architecture, software...

  • Senior Project Manager

    4 weeks ago

    Carrollton, Texas, United States Southland Industries Full time

    Job SummaryWe are seeking a highly skilled Senior Project Manager to lead our electrical projects and drive business growth. As a key member of our team, you will be responsible for providing overall management direction, analyzing new business opportunities, and developing project plans.Key ResponsibilitiesAssume primary project leadership responsibilities...

  • Senior Business Intelligence Analyst

    4 weeks ago

    Carrollton, Texas, United States Southwire Company, LLC Full time

    Southwire Company, LLC is a leader in technology and innovation, and we are seeking a highly skilled Senior Business Intelligence Analyst to join our team. As a key member of our Business Intelligence and Analytics department, you will be responsible for designing, implementing, and maintaining advanced data analytics and reporting solutions that leverage...

  • Senior Manager, EHS

    2 months ago

    Carrollton, United States Southwire Company LLC Full time

    Job DescriptionJob DescriptionA leader in technology and innovation, Southwire Company, LLC is one of North America’s largest wire and cable producers. Southwire and its subsidiaries manufacture building wire and cable, utility products, metal-clad cable, portable and electronic cord products, OEM wire products and engineered products. In addition,...

  • Senior Living Community Director

    4 weeks ago

    Carrollton, Texas, United States Sagora Senior Living Inc. Full time

    Job SummaryThe Executive Director serves as the community leader, responsible for the financial, human resource, and operations management of the community. The goal is to create a warm, compassionate, and secure atmosphere that encourages independence and activity for all residents while maintaining a profitable operation.Key Responsibilities:Oversee all...

  • Senior Vice President of Internal Audit

    3 weeks ago

    Carrollton, United States Crescent Bank Full time

    Crescent Bank is looking for a Senior Vice President of Internal Audit, who will be responsible for managing and leading the internal audit function. The SVP of Internal Audit oversees all aspects of the Internal Audit function, including operational, financial control, compliance, and information technology audit programs. The Internal Audit Executive is...