PostClosing Collateral Specialist

American Heritage Lending, LLC located in Irvine CA is looking for a Post-Closing Collateral Specialist.

Established in 2008, the company was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success - creating a caring experience for the families we service across the nation.

Position Overview:

Post-Closing Collateral Specialist is a member of American Heritage Lending, LLC team and will work directly with the Post Closing Team. We are looking for a Post-Closing Collateral Specialist who will be responsible for reviewing mortgage loan documents, validate system data entry, ship loan documents to third party collateral vendor and manages document tracking with other departments & title companies.

Essential Duties & Responsibilities include:

• Prioritize, process, and expedite all inbound collateral packages to ensure timely shipment in accordance with warehouse banks' and investors' schedules. • Process collateral packages, which includes working from a checklist, separating essential documents such as the Note and Security Instrument as per warehouse bank/investor requirements. • Conduct thorough reviews of collateral documents to ensure accuracy; promptly communicate and coordinate corrections as necessary. • Execute data entry tasks to record and manage each collateral file within the designated system of record. • Ensure packaging and timely shipment of collateral packages daily, adhering to end-of-business deadlines. • Prepare and deliver shipping manifests and data tapes to warehouse banks on a daily basis, ensuring comprehensive documentation of all shipments. • Scrutinize Final and Trailing Documents received in Closing Packages for scanning and archival purposes. • Initiate contact with title companies to procure any outstanding documentation required by warehouse banks, ensuring complete and compliant collateral packages. • Facilitate Note transfers from warehouse custodians to investors in preparation for trading activities. • Provide support and assistance across various operational tasks and initiatives as required by business needs.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities):

• 2+ years of experience as Post Closing Collateral Specialist required • 3+ years of experience in or knowledge of the Mortgage industry required • Demonstrated experience analyzing and interpreting data • Demonstrated experience using available information to make sound business decisions • Ability to work in a fast paced and changing environment • Demonstrated experience with attention to detail, written and oral communication, multi-tasking, and working in a team atmosphere adhering to tight deadlines • Demonstrated experience with MS Office software products • Encompass Loan Origination Software: 2 year (Preferred)

Essential Mental & Physical Requirements:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Frequently required to sit, stand, kneel, stoop, or squat

Use hands or fingers to handle or feel objects, tools, or controls

Reach with hands and arms

Talk or hear

Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus

Occasionally lift and/or move up to 25 pounds

Ability to analyze situations logically to identify causes and draw solid conclusions

Ability to anticipate the consequences of a situation

Ability to modify one’s own behavior to meet expectations of others

Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs

Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing

Physical Demands:

The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Work Environment:

This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 25 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.

Job Classification:

Non-Exempt

Hourly

Work Location: Onsite

19800 MacArthur Blvd, Ste 950, Irvine, CA 92612

Benefits:

Medical

Dental

Vision

Basic Life & AD&D

Matching 401(k)

Paid Time Off

Paid Holidays

Why American Heritage Lending:

We are a high-growth Company that doubled our staff in 2022

Competitive Salary

Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more

We are not impacted by the volatility of the interest rate

This Company describes its culture as:

Family-Accountability-Integrity-Teamwork-Have fun along the way

Start your career today with American Heritage Lending

Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.