Mortgage Loan Officer

3 weeks ago


Clarkston, United States Banner Bank Full time

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years. With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Mortgage Loan Officer with Banner Bank you will be part of our Mortgage Lending team, recently awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Bank's operations. In this role you'll have the opportunity to: Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers. Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting. Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes. Attend regular Realtor Association and Builder Association meetings. Attend internal training sessions, internal sales meetings, and external training opportunities as assigned. Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed. Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc. Comply with policies, procedures, security requirements, and government regulations. Education & Certifications H.S. Diploma required Bachelor's Degree in Finance, Accounting, Business, or other related field preferred NMLS registration required Experience 3+ years in of experience in residential mortgage origination required Knowledge, Skills and Abilities Proven history of success in consistent closing and funding of loans to meet sales goals. Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting. Possess effective presentation, verbal and written communication, and negotiation skills. Knowledge of current market competition, sales strategies, trends, and activity. Knowledge of federal and state laws and regulations relating to real estate lending. Travel Up to 20% Compensation & Benefits Monthly guarantee of $3,000 (not including ramp-up period) Excellent commission structure Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Get more information at: Employee Benefits | Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank does not ac


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