Sales and Service Associate

4 months ago

Asheville, United States HomeTrust Bank Full time

Job SummaryThe Sales and Service Associate handles a variety of routine financial transactions, provides solutions to suit the customer's financial needs, and resolves any problems they encounter with their prevailing accounts. This position engages with new businesses and people, helping them gain a better understanding our products and services. The incumbent serves as the primary customer contact for new account openings, account maintenance requests, and problem resolutions.Key Responsibilities / Essential FunctionsServes as the primary customer contact for new account openings, account maintenance requests, and problem resolutions.Receives checks and cash for deposits to accounts, verifies amounts, examines checks for proper endorsement, enters deposits into computer records, and places holds on accounts for uncollected funds.Cashes checks and processes withdrawals, pays out money after verification of signatures and customer balances.Receives and processes mortgage, consumer loan, and other payments, and ensures the payments match balances due.Responsible for checking night depository bags and recording proper information on the financial institution's forms.Keeps all cash and negotiable items secure at all times, balances cash drawer at the end of the shift and compares totaled amounts to computer generated proof sheet, reporting any discrepancies to the supervisor.Directly promotes and offers solutions for all retail bank products and services, including checking, savings, money market, certificates of deposit, debit card, online/mobile banking and consumer loans.Promotes and introduces other financial institution products and services to customers and makes appropriate referrals, including HELOC loans, IRAs, mortgage referrals, investment services, and treasury management services.Participates in branch and bank sales, service, and product training meetings.Job RequirementsEducation:High school diploma or equivalent required.Required:1+ years of public contact or sales experience.Above average PC and technology skills.Ability to use applicable software and operation branch automation systems.Excellent interpersonal/verbal communications skills, with the ability to resolve customer concerns/issues in a positive manner.Must be organized, detailed, and possess an aptitude for basic math, including account opening and maintenance activities.Familiarity with all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act.Knowledge of bank products and services, sufficient to identify and assist with customer and prospect needs and conduct sales/service dialogue with current and potential customers.Stay abreast of all changes in policies and procedures related to retail and consumer lending products.Successful completion of in-house training programs within one year of accepting the position.Proficient in Microsoft Office products.Preferred:College degree in related field.Financial industry experience.About HomeTrust BankHomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.Work Environment, Physical RequirementsThe physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.The employee will frequently communicate and must be able to exchange accurate information with others.The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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