Bilingual Loan Processor

1 month ago


San Antonio, United States Credit Human Full time
We are seeking a Bilingual Loan Processor for the Home Loan Processing Department.

The primary role of the Processor is to facilitate the progression of the loan process from Prequalification through Closing. This will involve extensive member interaction through telephone calls and emails communicating loan status and following up on outstanding conditions. In addition, they will be completing internal processing requirements with third-party vendors for income, assets, flood, tax transcripts, and collateral evaluation. They will also monitor rate locks, process initial loan fees, and update credit reports. The Processor will review all documentation to ensure compliance with Fannie Mae (FNMA) and Credit Human Home Loans Underwriting guidelines

If you have sales and loan processing experience, you should apply right away

Highlights:

  • Review newly completed applications to determine preliminary and underwriting conditions needed to be completed to advance the loan to the next stage
  • Contact member for the initial introduction and begin requesting items needed, all communication (telephone, email) documented in the conversation log
  • Process home loan products consistent with established FNMA, Private Mortgage Insurance, and internal Credit Human guidelines as well as meeting all regulatory requirements including NCUA and CFPB
  • Verify the accuracy of all information provided by borrowers at the time of loan application including income, assets, employment, liabilities, and residency
  • Attend internal and external educational learning seminars as determined by the manager to stay abreast of lending policies and procedures
  • Support Home Loan management in the development and implementation of continuous improvements as directed
Experience:

Required
  • 1 year of experience in mortgage processing (residential loan lending)
  • Knowledge of credit and collateral underwriting guidelines
  • Knowledge of state and federal regulatory requirement
Preferred
  • Extensive mortgage knowledge
  • Knowledgeable in real estate origination, underwriting, and closing
  • Working knowledge of Fannie Mae Guidelines, DU® guidelines, and risk assessment tools used to decision mortgage loans
Education:

Required
  • High school diploma or equivalent
Preferred
  • Bachelor's degree in business or related field
Licenses & Certifications:

Required
  • Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry
Preferred
  • NMLS registered
Skills & Knowledge:

Required
  • Bilingual - Spanish
  • Proficient in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook)
  • Time management skills and reliability - arrives on time to work and meetings, completes tasks and assignments with the ability to plan, prioritize and self-manage
  • Ability to use sound judgment and possess strong decision-making skills
  • Strong analytical, problem-solving, and audit skills
  • Strong organization skills and results orientation
  • Ability to effectively communicate
  • A strong sense of urgency about solving problems, meeting challenging deadlines, and achieving critical goals


Schedule: Monday-Friday, 8:30 am-5:30 pm

Level of Work: 1C

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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