Commercial Loan Assistant

4 weeks ago


Cumming, United States The Piedmont Bank Full time
Description

  1. Processes consumer, commercial and construction loans from application through closing.
  2. Prepare required loan documentation through software program (e.g. LaserPro, etc.)
  3. Files for appropriate documentation to perfect liens on all secured loans.
  4. Creates and maintains loan files to include the Credit, Collateral, Draw and Guarantor files.
  5. Creates, check in and maintains construction files and inspection cards.
  6. Requests inspection, ensures the receipt of required documentation prior to funding, calculates, processes, obtains proper approval, and requests funding for draw requests efficiently and in agreement with Bank policies and procedures and service level agreements.
  7. Follow-up on any and all documentation necessary for a complete loan file to include current financial statements / tax returns, recorded documents, insurance, etc.
  8. Assist with processing loan payoffs, prepares demand statements, and processes loan payments and advances.
  9. Interviews customers to obtain required information.
  10. Obtains credit records from credit reporting agency and have ability to read and understand each report.
  11. Executes wire transfers of funds and internal transfers for clients as requested.


Requirements

Screenings will include credit and background checks. 41 C.F.R. 60-300.5(a) 12 41 C.F.R. 60-741.5(a)7

General Banking Knowledge

High School diploma or equivalent required.

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