Mortgage Loan Processor II

2 months ago


Springfield, United States Cadence Bank Full time
What The Role Is

Under general supervision, the Mortgage Loan Processor 1 is to ensure the timely and accurate packaging for submission to underwriting of all mortgage loans originated by Mortgage Loan Officers.

How You Will Make An Impact

Review the mortgage loan application file and assist with input and updating of information in LOS.

Request and/or collect required documentation from borrower(s) or others necessary to complete credit file.

Validate the documents received for each file, verifying the accuracy and completeness of each document.

Ensure all documentation is complete, accurate, verified and complies with regulatory, agency and company policies and guidelines.

Collect fees from borrower(s) as required at the appropriate time, i.e. credit report fee, appraisal fee, etc.

Order credit report, appraisal, title, homeowners and flood insurance or other documents and services, as applicable.

Pro-actively communicate file status to borrower(s), Mortgage Loan Officer and other staff as required to ensure excellent customer service and maintain current and accurate pipeline.

Prepare and submit complete file to Underwriting for credit decision in timely manner to ensure closing date is met.

Assist with obtaining any necessary closing conditions and coordinating the loan closing.

Manage a pipeline of loans to meet company standards for quantity, quality, and Best Practice guidelines.

Cancel files as necessary.

Provide training support and guidance to other processors and mortgage staff as necessary.

Who You Are

Knowledge and experience using a mortgage LOS, MS Word, Excel and email. Imaging experience a plus.

Ability to meet strict time deadlines and work independently.

Detail oriented and able to follow set guidelines.

Knowledge of automated underwriting and agency guidelines including but not limited to FNMA, FHA, VA and USDA.

Ability to communicate effectively, both orally and in writing, and provide excellent customer service in person and on the phone.

Minimum 3 Years Processing And/or Mortgage Experience Required.

Works cooperatively with others.

Regular and reliable attendance.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

Qualifications

Education

Required

High School or better

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)

  • Springfield, United States Cadence Bank Full time

    What The Role IsUnder general supervision, the Mortgage Loan Processor 1 is to ensure the timely and accurate packaging for submission to underwriting of all mortgage loans originated by Mortgage Loan Officers.How You Will Make An ImpactReview the mortgage loan application file and assist with input and updating of information in LOS.Request and/or collect...


  • Springfield, Illinois, United States Illinois National Bank Full time

    Mortgage Loan Processor Job DescriptionAt Illinois National Bank, we are seeking a highly skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will be responsible for processing 1st mortgage real estate loan mortgage files in accordance with bank and secondary market guidelines.Key Responsibilities:Process 1st mortgage...


  • Springfield, Illinois, United States INB National Association Full time

    Job SummaryThis role is responsible for processing 1st mortgage real estate loan mortgage files in accordance with bank and secondary market guidelines.Key ResponsibilitiesProcess 1st mortgage applications in a timely manner.Knowledge of Conventional, FHA, VA, and GRH loan programs.Obtain review and calculate borrower income, assets, and homeowners insurance...


  • Springfield, United States Community Bank System Full time

    Overview: At Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail...


  • Springfield, United States Simmons Bank Full time

    It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community. Essential Duties...

  • VA Underwriter

    1 month ago


    Springfield, Illinois, United States Prosperity Home Mortgage Full time

    VA Underwriter Job SummaryAs a VA Underwriter at Prosperity Home Mortgage, you will play a critical role in ensuring the integrity of the customer experience and underwriting protocols. Your primary focus will be on VA underwriting, with the possibility of also handling FHA/conventional overflow.Key Responsibilities: Maintain knowledge of current...


  • Springfield, New Jersey, United States Wells Fargo Full time

    About this role:Wells Fargo is seeking a skilled professional to participate in soliciting residential mortgages from various sources. As a Private Mortgage Banker, you will be responsible for producing high-quality jumbo loans that are compliant and providing excellent customer service. You will build relationships with affluent borrowers, realtors,...

  • Loan Coordinator

    5 months ago


    Springfield, United States Security Bank Full time

    Job Type Full-time Description This position reports directly to the VP of Mortgage Operations, provides prompt and courteous service to external and internal clients. Processes loans in accordance with the time requirements. Coordinates early documents and final closing documents on mortgage loans and prepares and presents the final disclosures to parties...


  • Springfield, Missouri, United States Hilltop Holdings Full time

    Key Responsibilities:As a Mortgage Banking Specialist at Hilltop Holdings, you will be responsible for marketing and promoting PrimeLending products and services to our client base. This includes evaluating loan products and determining which financial products best meet the customer's needs and financial circumstances.Key Skills:Excellent communication and...


  • Springfield, United States Security Bank Full time

    Job Type Full-time Description Security Bank, SB is the only mutual savings bank located in Springfield, Illinois and has been servicing the community for over 144 years. Security Banks mission is to promote the financial health and prosperity of our bank, depositors, employees, and community. We invite qualified applicants with banking experience to apply...


  • Springfield, Illinois, United States Freedom Credit Union Full time

    Job Summary:As a Loan Servicing Manager at Freedom Credit Union, you will be responsible for performing complex loan servicing functions under the general supervision of the Loan Servicing Manager. You will have thorough knowledge of policies, procedures, and guidelines concerning areas of job responsibilities and provide quality service to members while...

  • Retail Banker II

    2 months ago


    Springfield, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Pay Details: $24.50 - $33.25 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon...

  • Retail Banker II

    7 days ago


    Springfield, United States TD Bank Group Full time

    Work Location: Springfield, Virginia, United States of America Hours: 40 Line of Business: Personal & Commercial Banking Pay Detail: $24.50 - $33.25 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our...


  • Springfield, Illinois, United States Carrington Full time

    Key Responsibilities:Develop and maintain strong relationships with brokers and sellers to sell wholesale and correspondent mortgage loan products. Expand business by identifying, contacting, and gaining approval for new mortgage brokers and sellers. Establish and continue the broker/seller relationship to ensure a steady flow of loan applications and...


  • Springfield, United States Mercy Full time

    We’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...


  • Springfield, Illinois, United States Farm Credit Services of America Full time

    Job Summary:The Agricultural Lending Operations Specialist will work independently to engage with FPI partner customers, internal and external resources in evaluation, vendor management, implementation, maintenance, operational support and/or training of products in alignment with FPI's business requirements within the agricultural lending Loan Operations...


  • Springfield, United States Mercy Full time

    Job DescriptionWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern...


  • Springfield, United States Mercy Full time

    We're a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals - careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...


  • Springfield, United States Mercy Full time

    We’re a Little Different   Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern...


  • Springfield, United States MassMutual Full time

    Director, Loan Asset Administration Center of Excellence (CoE) Full-Time Hybrid, Boston MA, Springfield MA, or New York, NY The Opportunity We have an exciting transformational opportunity for a Director, Loan Asset Administration Center of Excellence (CoE) focusing on Bank Loan investment within Insurance General Account Portfolios. The team functions...