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Auto Consumer Underwriter

4 months ago


Downers Grove, United States Ally Financial Full time

**General information**:

- Career area
Underwriting- Work Location(s)
AL, AR, IA, IL, IL, KS, LA, MN, MO, MS, NE, OK, TX, WI- Remote?
No- Ref #
17442- Posted Date
Thursday, May 9, 2024- Working time
Full time**Ally and Your Career**:

- Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

**The Opportunity**:
**THIS POSITION IS A HIGHLY PREFERRED HYBRID (Downer's Grove, IL office) POSITION, BUT IS OPEN TO CANDIDATES IN THE CST TIMEZONE WHO HAVE MOST OF THE DESIRED REQUIREMENTS**

**The Work Itself**:

- Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
- Leverage high-touch and high-tech capabilities to negotiate contracts
- Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
- Requires flexibility in work schedule; evening hours, limited travel, and weekends required

**The Skills You Bring**:

- 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) required
- 3+ years of Auto consumer underwriting highly preferred
- Bachelor’s degree preferred
- Excellent sales, negotiation, problem solving, and analytical skills
- Quarterly travel will be required
- Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results

**How We'll Have Your Back**:

- Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

- ** Time Away**: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
- ** Planning for the Future**: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
- ** Supporting your Health & Well-being**: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short
- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- ** Building a Family**: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
- ** Work-Life Integration**: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
- ** Other compensations**: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

**Who We Are**:
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

**Base Pay Range**: An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
- Emerging
55000- Experienced
75000- Expert
95000- Incentive Compensation: This position is eligible to participate in our annual incentive plan.