**Job Description**:
**What You’ll Accomplish as an AML & Fraud Analyst**

You’ll analyze data and draw conclusions related to money laundering, fraud, and human trafficking (HT) investigations. In this position, you will serve as the point of escalation for more complex AML matters: responsible for decisioning alerts/cases, providing feedback to the first line team, and engaging with AML Compliance as needed. Maintain close partnerships across the AML & BSA Reporting Team, AML Compliance, and the Fraud Special Investigations Team (SIT) to ensure Synchrony is effectively detecting, investigating, and dismantling groups attempting money laundering, fraud, and human trafficking.

We’re proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events.

**What You’ll Do**:

- **Champion Customers**: Serve as an escalation point for the AML & BSA Reporting Team, responsible for performing escalated reviews for AML alerts across all product portfolios.
- ** Act as Owners**: Assist SIT in conducting Fraud and HT investigations through the review and analysis of data within Synchrony systems, establishing evidentiary documentation to be used in law enforcement or appropriate Synchrony action.
- ** Elevate Every Day**: Partner closely with the AML & BSA Reporting Team, AML Compliance, and the SIT team to ensure accurate and detailed AML SAR decisioning.
- Complete detailed reports as necessary to document compliance with regulatory guidelines.
- Work closely with AML & BSA Reporting Leadership to develop and update procedures, processes, and job aids as appropriate/needed.
- Continually identify areas that could be improved and partnering with leadership to drive change.
- Review, investigate, and coordinate Credit Balance Refund matters with the appropriate teams.
- Ensure the decisioning and documentation of investigation details allows for complete and accurate regulatory reporting (SARs), as necessary.
- Prepare spreadsheets, utilize linkage analysis tools (re: Splunk, Tableau, SAS), and analyze the data to draw conclusions and link all related accounts to the suspected money laundering or fraudulent activity.
- Perform other duties and/or special projects as assigned

**Qualification You’ll Need to Succeed**:

- Bachelor's degree with minimum of 3 years of corporate or law enforcement investigative/analytical experience, with an emphasis on conducting AML-related analysis and/or investigation; or, in lieu of Bachelor's Degree, a High School Diploma / GED and a minimum of five years’ experience as listed above.
- Strong knowledge of Anti-Money Laundering regulations and reporting requirements.
- High degree of proficiency in Microsoft Office including but not limited to Excel, Outlook, PowerPoint and O365 products such as SharePoint and Teams.

**Skills You Have That Will Delight Us**:

- Working knowledge of Human Trafficking investigations, regulations, and current trends.
- Ability to work in fast-paced/change-oriented environment.
- Strong follow-up/issue resolution ability.
- Proficiency and understanding of data visualization and analytical tools, such as Tableau, SAS, and Link Analysis tools.
- Ability to define problems, collect data, establish facts, and draw valid conclusions to derive an effective business solution.
- Highest level of Professional integrity and the ability to maintain confidentiality
- Strong analytical, communication, teamwork, and interpersonal skills.

**Grade/Level: 10**

The salary range for this position is **75,000.00 - 130,000.00** USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

**Eligibility Requirements**:

- You must be 18 years or older
- You must have a high school diploma or equivalent
- You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
- You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
- New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or pe