Community Lending Mortgage Banker

7 days ago

New York, United States City National Bank Full time

Overview:

COMMUNITY LENDING MORTGAGE BANKER WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. What you will do
  • Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy.
  • Calls on clients or their designated representatives and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
  • Provide sound and ethical loan counseling to all potential applicants.
  • Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service.
  • Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices.
  • Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements.
  • Develop and/or implement sourcing strategies as required by written goals.
  • Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand.
  • Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends.
  • Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations.
  • Attend regularly scheduled sales meetings, training sessions and Bank functions.
  • Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division.
  • Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes.
  • Commitment to work of nonprofit organizations and making a positive impact in the community
  • Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas

Must-Have*

  • H.S. Diploma
  • Minimum 5 years of retail residential mortgage sales experience
  • Minimum 3 years of mortgage or financial experience as part of a community lending team
  • Minimum of 5 years of experience with diverse and underserved clients
  • Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act.

Skills and Knowledge

  • Highly prefer network of professional and nonprofit referral sources
  • Highly prefer a BA/BS degree with preference for business, finance, or economics degree
  • Demonstrated superior sales and marketing ability
  • Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
  • Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite
  • Knowledge of mortgage credit policies and current industry compliance standards
  • Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
  • Promote the Banks CRA efforts, fair and responsible banking goals, and the underserved communities
Compensation Starting base salary is not included as this position is a commission-based role. The overall annualized compensation range is $80,018 to $95,014.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies. #LI-MA #CA-MA

  • Mortgage Lending Specialist

    1 month ago

    New York, New York, United States LENDING BUDDY LLC Full time

    Job OverviewWe are seeking a highly motivated and experienced Licensed Mortgage Banker to join our team at Lending Buddy LLC in New York City. As a key member of our mortgage lending team, you will be responsible for managing mortgage lending processes, facilitating loans, and overseeing financial transactions related to mortgages.Key ResponsibilitiesManage...

  • Mortgage Banker

    3 weeks ago

    New York, United States LENDING BUDDY LLC Full time

    Benefits: Bonus based on performance Company parties Dental insurance Free food & snacks Health insurance Training & development Role Description This is a full-time on-site role at Lending Buddy in New York City, NY. As a Licensed Mortgage Banker, you will be responsible for managing mortgage lending processes, facilitating loans, handling residential...

  • Mortgage Banker

    4 weeks ago

    New York, New York, United States City National Bank Full time

    Job Summary:City National Bank is seeking a highly skilled Mortgage Banker - Community Lending to join our team. As a key member of our Community Lending team, you will be responsible for originating residential mortgage loans and related bank products, expanding our network of referral sources, and providing exceptional customer service.Key...

  • Mortgage Banker

    4 weeks ago

    New York, New York, United States City National Bank Full time

    Job SummaryWe are seeking a highly skilled Mortgage Banker - Community Lending to join our team at City National Bank. As a key member of our Community Lending team, you will be responsible for originating residential mortgage loans and related bank products, expanding our network of referral sources, and providing exceptional customer service.Key...

  • Mortgage Banker

    4 weeks ago

    New York, New York, United States City National Bank Full time

    Community Lending Mortgage Banker RoleThis position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients.The Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan...

  • Community Lending Mortgage Banker

    1 month ago

    New York, United States City National Bank Full time

    COMMUNITY LENDING MORTGAGE BANKER WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clientsCommunity Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of...

  • International Private Banker

    4 weeks ago

    New York, United States Leeds Professional Resources Full time

    We are seeking a Private Banker with experience managing domestic and LATAM clients. Fluency in English and Spanish is required and a book of business as well. Responsibilities:Grow the client base through networking and building around the core capabilities of tailored lending to meet the clients' needs for liquidity, access to the world's leading equity,...

  • Citi Wealth Lending Specialist

    4 weeks ago

    New York, New York, United States Citigroup Inc Full time

    The Lending Advisor plays a pivotal role in the CPB team, serving as a proactive and responsive product advocate for credit.Establish a reputation of execution and excellence, gaining the confidence of CPB Banker teams to fully develop lending opportunities with their clients.Partner with Private Banker teams to profile their client and prospect base,...

  • Mortgage Closer

    1 month ago

    New York, New York, United States First Equity Funding Full time

    Mortgage Closer OpportunityWe are seeking a highly skilled Mortgage Closer to join our lending team at First Equity Funding. As a Mortgage Closer, you will be responsible for ensuring the smooth and efficient closing of residential mortgages.The ideal candidate will have a strong background in mortgage processing, funding, or closing, with excellent...

  • Mortgage Loan Originator II

    4 weeks ago

    York, Pennsylvania, United States C&N Bank Full time

    About the RoleC&N Bank is seeking an experienced Mortgage Loan Originator II to join our team. As a key member of our mortgage lending team, you will play a critical role in helping individuals and families achieve their dreams of homeownership while fostering community growth.As a Mortgage Loan Originator II, you will be responsible for originating...

  • Mortgage Loan Originator II

    4 weeks ago

    York, Pennsylvania, United States C&N Services LLC Full time

    About the RoleC&N Services LLC is seeking an experienced Mortgage Loan Originator II to join our team. As a key member of our mortgage lending team, you will play a crucial role in originating residential mortgage loans, with a focus on loans that align with CRA guidelines, targeting low- to moderate-income communities.Key ResponsibilitiesProactively engage...

  • Loan Processor III

    4 weeks ago

    New York, United States Guild Mortgage Full time

    Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Find out if this...

  • Mortgage Operations Director

    4 weeks ago

    New York, New York, United States Tomo Full time

    We're expanding our mortgage operations team at Tomo, and we're looking for a skilled leader to drive our success as a Mortgage Processing Manager.In this role, you'll oversee a dynamic team of Mortgage Loan Processors, ensuring accuracy and compliance in loan applications while fostering a customer-centric culture.We're seeking a strategic thinker with a...

  • Mortgage Loan Officer I/II

    4 weeks ago

    New York, New York, United States Navy Federal Credit Union Full time

    About the RoleWe are seeking a highly skilled Mortgage Loan Officer I/II to join our team at Navy Federal Credit Union. As a Mortgage Loan Officer, you will be responsible for interviewing and counseling members about first mortgage loans, taking mortgage loan applications, and guiding members through the loan closing process.Key ResponsibilitiesAnalyze...

  • Analyst, Warehouse Lending

    4 months ago

    New York, United States SitusAMC Full time

    SitusAMC is where the best and most passionate people come to transform our client’s businesses and their own careers. Whether you’re a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve. At SitusAMC, we are looking to match your unique...

  • Underwriter III

    2 weeks ago

    New York, United States Guild Mortgage Full time

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.Position SummaryThe...

  • Mortgage Underwriter

    1 month ago

    New York, United States R&J Capital Group, LLC Full time

    About Us:R&J Capital Group, LLC is a leading multistate mortgage brokerage firm licensed in New York, New Jersey, Connecticut, Pennsylvania, California, Florida, Texas, Maryland, North Carolina, Virginia, Indiana, and Colorado. We pride ourselves on our reputation for providing world-class service, backed by hundreds of 5-star Google reviews, and a...

  • Senior Commercial Mortgage Underwriter

    4 weeks ago

    New York, New York, United States Lennar Homes Full time

    Transforming HomeownershipLennar Homes is a leading provider of commercial mortgage financing solutions. We are seeking a highly skilled Vice President of Mortgage Origination to join our team.The successful candidate will be responsible for sourcing and procuring new loan opportunities, overseeing the underwriting and closing process, and ensuring the...

  • Aircraft Finance Lending Specialist

    4 weeks ago

    New York, New York, United States Citigroup Inc Full time

    Aircraft Finance Lending Specialist Job DescriptionThe Aircraft Finance Lending Specialist is a critical role within Citigroup Inc, responsible for managing the company's aircraft loan portfolio. This position requires a deep understanding of the private aviation industry, including trends, drivers, and regulatory environments globally. The ideal candidate...

  • Mortgage Operations Manager

    4 weeks ago

    New York, New York, United States Tomo Full time

    About TomoTomo's mission is to empower homebuyers by providing them with valuable information, expert advice, and cost-effective solutions. We strive to give our clients a competitive edge in the homebuying process.Job SummaryWe are seeking a seasoned Mortgage Processing Manager to lead our mortgage operations team. As a key member of our team, you will...