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Senior Loan Officer
2 months ago
Join ZINC Financial - Your Path to Success in Private Money Lending
About Us
ZINC Financial is a leading company in the private money lending space nationwide. Established in 2006, ZINC Financial operates as a TRUE REIT Fund with a dedicated Private Money Lending Division. We provide financing across 40+ states, specializing in loan programs tailored for real estate investors. Our offerings include Fix & Flip Loans, Bridge Loans, Construction Loans, and long-term rental property loans with terms up to 40 years. We are known for our speed, ease, and reliability, funding loans in as little as 7-10 business days without requiring income verification or tax returns.
Job Summary
We are seeking experienced loan officers with a background in the mortgage industry or high-level sales professionals with a proven track record of success. As a Loan Origination Professional at ZINC, you will:
- Identify real estate investors and brokers needing financing for their projects
- Match projects to our program guidelines
- Close deals efficiently
- You will build and maintain relationships with seasoned real estate brokers and investors, educate the market on ZINC's product set, and close various types of loans including Fix & Flip, New Construction, and Rental Property Loans.
Key Responsibilities
- Engage in high-volume outbound sales calling of leads in the CRM daily
- Sell the entire ZINC product suite to real estate investors and brokers
- Build and maintain a robust book of business through phone calls and network leveraging
- Develop and maintain relationships to foster repeat business
- Educate business partners and clients on ZINCs value proposition
- Attend industry events to promote the ZINC brand
- Provide exemplary customer service to investor and broker clients
Compensation and Benefits
- Uncapped Commissions: Up to 30% of Gross Loan Revenue (more than basis points paid by competitors)
- Sign-On Bonus: $5,000
- Bonuses: $5,000 Quarterly Bonus + $15,000 Annual Bonus
- Income Potential: First-year earnings range from $100K-$200K, with top performers earning far more
- Base Pay: Varies from $55,000 to $75,000 per year based on experience
- 401(k)
- Dental Insurance
- Health Insurance
- Paid Time Off
- Vision Insurance
Why Join ZINC?
Fantastic Income Potential: Earn $6,000 for every $1 million funded, with loan officers typically funding $3-5 million per month.
Industry Stability: Our industry is mostly recession-proof, ensuring consistent loan opportunities.
Fast Closures: No-income loans move faster, meaning you get paid quicker with fewer conditions.
Company Provided Leads & Marketing: We provide all the tools you need to succeed, including amazing lead generation and social media marketing.
Upward Mobility: ZINC offers excellent opportunities for career advancement.
Work Environment: Enjoy a beautiful office environment with a stocked break room and a positive company culture.
State-of-the-Art Technology: Utilize our organized leads, convenient calling system, and comprehensive CRM database to maximize efficiency and success.
Qualifications
Required:
- Industry experience and/or a proven track record of high-level sales success
- Excellent sales communication skills
- Proven ability to creatively source and develop new business
- High sales drive and strong verbal and phone sales skills
- Energetic and passionate about providing the best customer experience
- Motivation for high earnings
Optional:
- 3-5 years of loan origination experience, especially in private or hard money lending
- 2+ years of experience in the private lending industry (Fix and Flip, Bridge, New Construction, and DSCR) in single-family and multifamily asset classes
Work Schedule
- 8-hour shift, Monday to Friday
- No travel required
- Work Location: In person [Fresno, CA]
Ready to take your career to the next level with ZINC Financial? Apply now and join a team dedicated to your success
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