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Representative I, Recreation Lending Customer Support

4 months ago


South Jordan, United States Merrick Bank Full time
Job DescriptionJob DescriptionMerrick Bank employees share in our mission to delight our customers and empower underserved consumers to achieve their credit goals. In return, we delight our associates; ensuring they are noticed, heard, appreciated and understand the importance of their role(s). For over 20 years, our Guiding Principles of; doing the right thing, putting the customer first, and Earn, Learn, Have Fun (aka E.L.F.), have defined who we are as an Employer of Choice. Give Yourself Credit, Work at Merrick

The Customer Support Representative I is the welcoming face…or voice, of the Recreation Lending Team; responsible for processing in-bound customer calls. In this role, the Representative I will provide support to our Recreation Lending Department customers, addressing concerns and questions related to payments, payoffs and other related inquiries for accounts that are 16 days or less, past due. The customer interaction will be via phone, email and so forth. The Representative I is responsible for answering and following up with the Customer Support email inbox and in supporting the Recreation Lending Department with a variety of other tasks. The Representative I will assist customers and helps them enjoy recreational experiences by supporting the customers in providing service related to their Merrick Bank recreational loan. This is done while complying with all Bank related policies and procedures as well as with state and federal collection laws and regulations. 

 

 

Essential Functions:

  • The key and central focus to this position is to assist customers via the phone, in receiving ACH information in order to post payments to the customers’ account, setting customer up with Auto ACH payments, and other online support for accounts that are under 16 days past due.
  • Provides consumers and dealers with information related to payoff quotes, in accordance with the Bank’s policies and procedures.
  • Sort through the returned mail and determine how it is to be addressed; i.e., do things require updating, calls to be made to customers/vendors, etc…
  • Scan documents and send/email to appropriate team members (including other business units).
  • Upon request, print out forms and deliver to appropriate people (i.e. Auto ACH Forms, Deferral forms, Values, etc.).
  • Responsible for receiving and handling of Recreation Lending inbound calls from customers, recreation collateral dealers, financial institutions, etc…
  • Consistently meets expected (I)/above expected (II)/exceptional (Sr.) parameters of AHT and calls taken per day/week/month.
  • Supports level II and Sr. Inbound Representatives and other individuals as assigned by leadership.
  • Can be relied upon under most circumstances when Team Leader is not available, to assist in completing any process.
  • Fulfills other tasks and functions as assigned by leadership.
  • Maintains positive relationships across the department and with other teams. (Added to be in line with other functions/levels).

Compliance with Laws & Regulations: 

 

  • Responsible for complying with all of the Bank’s internal control policies and procedures.
  • Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
  • Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

 

 

Education and Experience:

  • High School Diploma or equivalent experience required.
  • One (1) year experience in Customer Support field is preferred.

 

Summary of Qualifications:

 

  • Professional demeanor and highly organized
  • Experience and demonstrated skill with Microsoft Office Suite (Word, Excel, etc…), e-mail, and database software. Is trainable on work related software to meet specific job requirements
  • Able to be flexible, adaptable and with a willingness to work in an ever changing environment.
  • Working knowledge of Customer Support in a sub-prime financial environment is preferred, but not required.
  • Knowledge of federal and state collection, banking, lending and bankruptcy laws and regulations for the non-prime credit segment is preferred.
  • Ability to solve practical problems and deal with a variety of concrete variables. 
  • Communicates effectively both orally and in writing, including negotiation skills; presents ideas in a clear, concise, understandable, and organized manner.
  • Effective planning, organization, time management, and problem solving skills. High level of accountability for work with limited supervision. 
  • High degree of accuracy and trust are required.
  • Completes all Essential Functions with a professional demeanor.
  • Willingness and ability to engage in continuing education in support of the business.
  • Consistent demonstration of the company’s C.R.I.T.I.C.A.L. values

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location. Our benefits offerings include medical, dental, vision, life insurance, 401(k) plan with company match, paid vacation time, sick time, as well as other benefits and programs to meet the needs of our employees. Further details will be shared during the interview or offer process, as appropriate and applicable.
 

 

We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic.  We will conduct a thorough background check for all hires in compliance with applicable law which includes (but may not be limited to) a review of factors including drug testing and employment/personal references. 

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