Principal Financial Consultant

14 hours ago

IL United States Discover Financial Services, Inc. Full time

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description: What You’ll Do

  • Responsible for providing financial and business analysis support for one of Discover's business units.

  • Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You’ll Do It

  • Drives revenue generating and expense efficiency initiatives by understanding business economics and effectively leading and influencing business.

  • Develops financial projections to support planning and investment decisions. Provides advice and financial analyses to leadership for investment decisions, pricing changes, and the development of new products and offers. Monitors and assesses the return on financial investments. Leads an analytical approach to proactively develop insightful financial analyses.

  • Develops and leads financial planning activities including budgeting, short and long-term forecasting, revenue and expense driver analysis.

  • Conducts variance analysis and consolidation activities.

  • Collaborates with business partners (e.g., marketing, and operations) to develop robust financial forecasts and drive insightful analysis.

  • Continuously improves and streamlines standard work processes.

  • Creates and maintains models to understand long-term profit and loss impacts and drive business decisions.

  • Performs detailed competitive analyses to drive strategic insights and actions.

Qualifications You’ll Need

The Basics

  • Bachelors degree in Finance, Business Administration and Management, or related.

  • 4+ years of experience in Financial Services, Consulting, Investment Banking, or related.

Physical and Cognitive Requirements

The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential function of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

  • Does this job require remaining in a stationary position, including but not limited to, primarily sitting and standing? Primarily move about the work environment.

  • Does this job require the ability to move about inside or outside the work environment to complete the major responsibilities of the job? Occasionally move about the work environment to complete the major responsibilities of the job.

  • Does this job require the ability to transport physical objects? No.

  • Primarily, where is this job performed? Primarily performed indoors in an office setting.

  • Does this job require the ability to operate equipment or machinery? Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.

  • Does this job require the ability to communicate verbally or in written form? Ability to communicate verbally; Ability to communicate in written form.

  • Does the job require travel? No.

  • Does this role require testing or assessments to measure the ability to perform the job? No.

Bonus Points If You Have

  • Masters degree in Finance, Business Administration and Management, or related.

  • 6+ years of experience in Financial Services, Consulting, Investment Banking, or related.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline: The application window for this position is anticipated to close on Nov-26-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation: The base pay for this position generally ranges between $88,500.00 to $149,300.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits: We also offer a range of benefits and programs based on eligibility. These benefits include:

  • Paid Parental Leave

  • Paid Time Off

  • 401(k) Plan

  • Medical, Dental, Vision, & Health Savings Account

  • STD, Life, LTD and AD&D

  • Recognition Program

  • Education Assistance

  • Commuter Benefits

  • Family Support Programs

  • Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status.

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

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