Mergers & Acquisitions Credit Risk Specialist (Nashville, TN)

Mergers & Acquisitions Credit Risk SpecialistThe Mergers & Acquisitions Credit Risk Specialist plays a critical role in supporting strategic transactions such as mergers, acquisitions, divestitures, and joint ventures. This role is responsible for assessing and managing credit risk exposures associated with M&A activity, ensuring financial due diligence, and supporting post-merger integration from a credit risk perspective. The position requires strong analytical skills, cross-functional collaboration, and a deep understanding of credit instruments and financial risk management.Your role:Conduct thorough credit risk assessments during the due diligence phase of M&A transactions, including analysis of financial statements, debt structures, and creditworthiness of target entities.Collaborate with Quality, Regulatory Affairs, and Finance teams to ensure smooth post-merger integration, including alignment of credit policies, systems, and reporting standards.Evaluate the impact of M&A activity on existing credit portfolios, including changes to payer accounts, master data, credit lines, and receivables.Support the development and implementation of credit risk policies and controls related to M&A, ensuring compliance with internal standards and external regulations.Serve as a liaison between the credit risk team and other departments (e.g., Collections, Legal, Treasury) to ensure alignment of risk mitigation strategies and transaction execution.Prepare and present risk assessments, integration plans, and post-deal performance reports to senior leadership and credit committees.You're the right fit if:You've acquired 5+ years' experience in credit risk management, preferably with exposure to M&A or corporate finance.Your skills include expertise in continuous improvement, due diligence, and financial planning and analysis (FP&A), with strong capabilities in accounting, risk assessments, and cash flow management, supported by proficiency in data analysis, and reporting. Strong excel skills (i.e., v-lookup, x-lookup, etc), is a must. Understanding of credit instruments (e.g., letters of credit, guarantees).You have a Bachelor's degree in Finance, Accounting, or related field; MBA or CFA preferred.You're a strong communicator (persuasive and assertive), proactive in problem solving and coordinating competing priorities. Your financial acumen is complemented by your ability to interpret and analyze complex data, ensure compliance, finance modeling, risk scoring, ability to drive decision-making with preference for experience with SAP FSCM, regulatory frameworks, and audit controls.How we work together: We believe that we are better together than apart. For our office-based teams, this means working in-person at least 3 days per week. Onsite roles require full-time presence in the company's facilities. This is an office role.About Philips: We are a health technology company. We built our entire company around the belief that every human matters, and we won't stop until everybody everywhere has access to the quality healthcare that we all deserve. Do the work of your life to help improve the lives of others.Philips Transparency Details: The pay range for this position in Nashville, TN is $61,000 to $97,000. The actual base pay offered may vary within the posted ranges depending on multiple factors including job-related knowledge/skills, experience, business needs, geographical location, and internal equity. In addition, other compensation, such as an annual incentive bonus, sales commission or long-term incentives, may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program, which includes a generous PTO, 401k (up to 7% match), HSA (with company contribution), stock purchase plan, education reimbursement and much more. Details about our benefits can be found here. At Philips, it is not typical for an individual to be hired at or near the top end of the range for their role and compensation decisions are dependent upon the facts and circumstances of each case.Additional Information: US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work-authorized visa, now or in the future. Company relocation benefits will not be provided for this position. For this position, you must reside in or within commuting distance to Nashville, TN. It is the policy of Philips to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status or a person's relationship or association with a protected veteran, including spouses and other family members, marital or domestic partner status, or any other category protected by federal, state and/or local laws. As an equal opportunity employer, Philips is committed to a diverse workforce. In order to ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Veterans' Readjustment Act of 1974, and Title I of the Americans with Disabilities Act of 1990, applicants that require accommodation in the job application process may contact 888-367-7223, option 5, for assistance. Equal Employment and Opportunity Employer/Disabled/Veteran