Commercial Loan Specialist

6 days ago


New York, United States Social Capital Resources Full time

Top-Tier Commercial Bank in Midtown, Manhattan is seeking multiple Commercial Loan Operations candidates for permanent positions


Responsibilities:


  • Collect and maintain information for credit analysis and evaluation of credit facility applications
  • Arrange and negotiate credit facilities for clients to meet their financing needs
  • Answer and handle customers’ enquiries on credit facilities and procedures
  • Maintain and monitor utilization of credit facilities
  • Conduct calls and site visits to gain a better understanding of the client and progress of construction projects
  • Monitor delinquent or problem loan and credit facilities
  • Interact with internal departments, e.g. Credit Administration, Deposit, and Compliance, to provide efficient customer service and to facilitate loan closings
  • Review loan accounts regularly to ensure stable financial performance and repayment capabilities.


Qualifications:


  • Must be fluent in Mandarin or Cantonese
  • Bachelor’s Degree
  • Prior experience working with commercial or construction loans
  • Excellent working knowledge of underwriting and credit risk administration for owner occupied and investment commercial real estate, commercial and industrial and construction loans.



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