Commercial Loan Specialist
6 days ago
Top-Tier Commercial Bank in Midtown, Manhattan is seeking multiple Commercial Loan Operations candidates for permanent positions
Responsibilities:
- Collect and maintain information for credit analysis and evaluation of credit facility applications
- Arrange and negotiate credit facilities for clients to meet their financing needs
- Answer and handle customers’ enquiries on credit facilities and procedures
- Maintain and monitor utilization of credit facilities
- Conduct calls and site visits to gain a better understanding of the client and progress of construction projects
- Monitor delinquent or problem loan and credit facilities
- Interact with internal departments, e.g. Credit Administration, Deposit, and Compliance, to provide efficient customer service and to facilitate loan closings
- Review loan accounts regularly to ensure stable financial performance and repayment capabilities.
Qualifications:
- Must be fluent in Mandarin or Cantonese
- Bachelor’s Degree
- Prior experience working with commercial or construction loans
- Excellent working knowledge of underwriting and credit risk administration for owner occupied and investment commercial real estate, commercial and industrial and construction loans.
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